Free tools · 2 minutes each

Start with a number, not a sales pitch.

Choose the question closest to what you need to decide. You will see an instant estimate, then you can send it to Johann if you want a proper review.

For families

Life Cover Gap Calculator

Would your family cope without your income?

Estimate the income, debt and existing-cover shortfall your family would face if something happened tomorrow.

Check my gap For business owners

Business Valuation Calculator

What is your business actually worth?

Get a quick valuation range and see the buy-sell gap most partnerships only discover when it is already urgent.

Value my business

These are estimates. The useful part is not the exact number; it is knowing where the gap might be before a policy, estate, or shareholder agreement gets tested. Explore the free financial needs analysis for a review of your actual documents and the whole picture.